Planned giving means making arrangements today for the legacy you'll leave in the future.
Through planned giving, you can take care of your loved ones and maximize the impact of your charitable contributions.
Planning with care and intention
Approaching planned giving with care and intention means you look at your whole financial picture. Your current and future financial needs. The long-term needs of your family and friends. And supporting causes that mean the world to you.
Every situation is unique. Taking the time to plan for a meaningful donation can help you minimize taxes so more of your hard-earned money goes to the people and organizations you care about.
A legacy with options
Taking care of your family and friends comes first.
Then, you may honour causes that have touched your life. Like your special connection with Royal Roads University.
You can designate your donation to an area of the university that is meaningful to you: a Royal Roads faculty, school or program, for example, or a general area of need, such as student aid or heritage and garden projects.
Your investment in the future will help change lives and help Royal Roads University — a truly one-of-a-kind place — thrive. Through your legacy gift, you are creating positive change in the world. Thank you.
How to leave your gift
You have options for planned giving to the university. Your goals and priorities can help you choose what works best for you and fits your plans.
We can provide information to help you make an informed, intentional decision.
Types of planned gifts
In kind
A gift in kind is a non-cash donation and includes items such as artwork or real estate. Once we've determined we can accept the gift, the university will issue a charitable receipt for the fair market value. If a gift value is estimated at more than $1,000, we will arrange for an independent appraisal. Costs related to accepting a gift are normally the responsibility of the donor unless otherwise arranged.
We can work with you and your advisors to identify a specific arrangement that works for your needs.
Securities
Gifts of publicly listed securities may include stocks, bonds, bills and mutual funds. There is no capital gains tax on securities given to charities, and you will receive a tax receipt for the market value of your gift.
Download a form to get started:
RRSPs/RRIFs
For many people, registered retirement plans (RRSPs, RRIFs) and company-sponsored pension plans may be their single biggest assets beyond their homes. By naming Royal Roads as beneficiary of your funds, your estate will receive a tax receipt for the entire amount of the gift.
Life insurance policy
By listing Royal Roads as a beneficiary or the owner of a life insurance policy, your estate will be eligible for a charitable tax receipt.
Will and trust bequests
A bequest (transfer of cash, securities or other property through a will or a living trust) to the university is a flexible, tax-effective way to leave a legacy of learning. By naming Royal Roads University Foundation to receive a gift in your will, your estate will generate tax credits that may offset any taxes payable.
Please contact us for more information or to arrange an appointment at your convenience.